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Home Travel Insurance

Japan urges vacationers to pick up tour insurance as hospitals whinge of unpaid clinical bills

Lula R. Miles by Lula R. Miles
December 6, 2025
in Travel Insurance
0

Municipal and prefectural governments throughout Japan are launching campaigns urging foreign visitors to shop for travel coverage as a surge in unpaid medical payments puts pressure on hospitals’ budgets. If uninsured vacationers get injured or ill in Japan, they should foot the bill for all medical expenses. Nearly 30 percent of all tourists arrive without any tour insurance in any respect, according to a government survey. Government corporations are using diverse methods to nudge travelers towards buying coverage, including placing flyers at traveler records facilities in airports and inns and distributing playing cards listing the maximum expensive medical institution remedies.

“Have you remembered to e-book your peace of mind?” a flyer published in English reads at a traveler statistics middle at Narita airport. Japan’s major worldwide gateway has visible a boom in travelers seeking recommendations on whether to shop for insurance. The flyer, also to be had in Chinese, Korean, and Thai, was created by the Japan Tourism Agency and distributed to national airports to inform vacationers that they can quickly and easily purchase insurance through smartphones or other devices even after arrival.

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The trouble is impacting Japan’s fitness machine. According to a Health, Labor, and Welfare Ministry survey, a 5th of all hospitals that have treated tourists to Japan are falling caught with the invoice. One particular medical institution racked up over ¥10 million ($ 92,000) in unpaid costs. A JTO survey in fiscal 2018 confirmed 27 percent of overseas tourists arrive uninsured, 48 percent purchase travel insurance from journey corporations or insurers, and 23 percent sign up for travel coverage via credit card. Five percent fell sick or were injured while in Japan.

Based on the survey, the pinnacle reason for no longer doing away with journey insurance becomes the notion that it’s useless. Others said they did not keep in mind it in any respect or had been honestly ignorant of coverage. The JTO has attempted diverse campaigns to locate effective approaches to get site visitors to shop for travel coverage in Japan; however, without much success. Sompo Japan Nipponkoa Insurance Inc. developed a coverage policy in cooperation with the tourism agency and started selling it in 2016 as tourism was climbing.

The business enterprise succeeded in maintaining the coverage rate quite low using reducing coverage for loss or damage of private items and focusing rather on providing scientific coverage. Since the launch, the foremost insurer has visible a boom in people taking out policies every 12 months, they said. Okinawa, which is famous for its seashores and warm climate, has been distributing cards and sticking up plasters, among other objects, that sell tour insurance.

The playing cards list examples of the capability cost uninsured travelers can incur for clinical treatment in Japan, together with “¥700,000 for heatstroke” and “¥three million for a broken bone.” “We’ve heard issues from medical establishments approximately probably significant amounts of unpaid scientific payments,” said a legit of the Okinawa Prefectural Government. “We will maintain our efforts to grow the variety of individuals who purchase insurance after they arrive in Okinawa.”

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